Over time, you’ve built equity—through consistent payments and rising home values. For many homeowners age 62 and over, that equity represents their single largest source of wealth. That raises an important question in retirement: should you use your home equity—and if so, how?
Let’s start off 2026 with some good news. The Federal Housing Administration (FHA) increased the maximum claim amount on the Home Equity Conversion Mortgage (HECM). Read on to find out what that could mean for you or your clients.
https://thereverseplanner.com/wp-content/uploads/sites/3/2024/01/2024-Loan-Limits.jpg4301500Michaelhttps://thereverseplanner.com/wp-content/uploads/sites/3/2025/09/Reverse-Planner-Placeholder.pngMichael2026-02-03 21:43:002026-02-03 21:43:00Enhanced Limit for the Home Equity Conversion Mortgage (HECM) Loan in 2026!
With home values at or near record highs, many homeowners—especially retirees—are exploring ways to convert equity into cash. While the Home Equity Conversion Mortgage (HECM) has been a trusted solution…
https://thereverseplanner.com/wp-content/uploads/sites/3/2025/10/HC-Costs-Additional-Blog.jpg4301500Michaelhttps://thereverseplanner.com/wp-content/uploads/sites/3/2025/09/Reverse-Planner-Placeholder.pngMichael2025-10-29 14:56:482025-10-29 15:33:32HECM Reverse Mortgages vs. Home Equity Investments (HEIs)
63 million Americans are now providing care—and many are paying the price with their own health and finances. A powerful new report from AARP and the National Alliance for Caregiving…
https://thereverseplanner.com/wp-content/uploads/sites/3/2025/10/Caregiving-Vanity-Header.jpg4301500Michaelhttps://thereverseplanner.com/wp-content/uploads/sites/3/2025/09/Reverse-Planner-Placeholder.pngMichael2025-10-28 19:53:352025-10-29 15:28:05Caregiving in Crisis: Why Housing Wealth May Be the Key to Funding Long-Term Care in Retirement
https://thereverseplanner.com/wp-content/uploads/sites/3/2025/10/Home-health-costs-blog-post.jpg6732048Michaelhttps://thereverseplanner.com/wp-content/uploads/sites/3/2025/09/Reverse-Planner-Placeholder.pngMichael2025-10-28 17:13:132025-10-29 15:26:32Video—Unlocking Care with Confidence: How HECM Reverse Mortgages Support Aging in Place
Home equity is one of the best parts of homeownership, but accessing one’s home equity can be a challenge. In this article, we explore some of the most popular traditional options alongside a new choice called HomeSafe Second so you can make an informed decision for yourself.
https://thereverseplanner.com/wp-content/uploads/sites/3/2025/05/Looking-Beyond-HELOCs-The-Case-for-HomeSafe-Second-Header-vs.jpg6732048Michaelhttps://thereverseplanner.com/wp-content/uploads/sites/3/2025/09/Reverse-Planner-Placeholder.pngMichael2025-05-06 16:30:252025-05-06 20:10:37Looking Beyond HELOCs: The Case for HomeSafe Second
If you’re 62+ and would like greater financial security and flexibility, learn a little bit about the Home Equity Conversion Mortgage, or HECM, by watching this quick video!
https://thereverseplanner.com/wp-content/uploads/sites/3/2025/05/Untitled-design-High-Quality-40-2048x673-1.jpg6732048Michaelhttps://thereverseplanner.com/wp-content/uploads/sites/3/2025/09/Reverse-Planner-Placeholder.pngMichael2025-05-06 15:07:412025-05-06 20:11:38Using Home Equity to Offset Sequence of Returns Risk in Volatile Markets (Video)
If you’re 62+ and would like greater financial security and flexibility, learn a little bit about the Home Equity Conversion Mortgage, or HECM, by watching this quick video!
https://thereverseplanner.com/wp-content/uploads/sites/3/2025/05/Untitled-design-High-Quality-21-2048x673-1.jpg6732048Michaelhttps://thereverseplanner.com/wp-content/uploads/sites/3/2025/09/Reverse-Planner-Placeholder.pngMichael2025-05-06 14:59:592025-05-06 20:13:04HECM Reverse Mortgages Explained: What Is It and How Does It work? (Video)
Many older homeowners turn to reverse mortgages or HELOCs to tap into their home equity. While those options are great for many people, they both have components that aren’t ideal for others. That’s where HomeSafe Second comes in. Watch this explainer video or read the transcript to learn more!
https://thereverseplanner.com/wp-content/uploads/sites/3/2025/05/HSS-Video-Blog-Post-Hero-2048x673-1.jpg6732048Michaelhttps://thereverseplanner.com/wp-content/uploads/sites/3/2025/09/Reverse-Planner-Placeholder.pngMichael2025-05-06 14:53:352025-05-06 20:25:10HomeSafe Second Loans Explained: A Second Lien Reverse Mortgage That Puts You First (Video)
Discover the expected updated HECM loan limits for 2025. This featured image captures the essence of the new financial thresholds set for Home Equity Conversion Mortgages, reflecting significant changes beneficial for homeowners. Dive into our detailed analysis to understand how these revised limits could impact your mortgage planning.
https://thereverseplanner.com/wp-content/uploads/sites/3/2025/03/Vanity-Site-Header-Image-High-Quality-37.jpg4301500Michaelhttps://thereverseplanner.com/wp-content/uploads/sites/3/2025/09/Reverse-Planner-Placeholder.pngMichael2025-05-05 17:29:302025-05-06 20:29:14Debunking Dave Ramsey’s Take on Reverse Mortgages: The Truth About HECMs
Many retirees think that their homebuying options are highly limited if they’re on a fixed income. But there’s an option specifically for 62 and over homebuyers called the Home Equity Conversion Mortgage for Purchase (H4P) loan. If that sounds interesting to you, watch this quick video.
https://thereverseplanner.com/wp-content/uploads/sites/3/2025/04/Untitled-design-High-Quality-20.jpg6732048Michaelhttps://thereverseplanner.com/wp-content/uploads/sites/3/2025/09/Reverse-Planner-Placeholder.pngMichael2025-04-17 17:32:222025-05-07 14:05:45H4P Loans Explained: A Smart Way to Buy a Home at 62+ (Video)
https://thereverseplanner.com/wp-content/uploads/sites/3/2025/04/How-Home-Equity-Can-Provide-Security-in-an-Uncertain-Economy.jpg4301500Michaelhttps://thereverseplanner.com/wp-content/uploads/sites/3/2025/09/Reverse-Planner-Placeholder.pngMichael2025-04-16 16:17:532025-05-06 20:21:48How Home Equity Can Provide Security in an Uncertain Economy
Baby boomers make up 39% of all home purchases, making this demographic essential for real estate professionals to grow their businesses. Learn about a loan designed exclusively for 62+ homebuyers that can set you apart.Â
https://thereverseplanner.com/wp-content/uploads/sites/3/2024/11/Unlock-Growth-A-Tailored-Loan-Solution-for-Real-Estate-Pros-To-Boost-Business-With-Senior-Homebuyers.jpg4301500Michaelhttps://thereverseplanner.com/wp-content/uploads/sites/3/2025/09/Reverse-Planner-Placeholder.pngMichael2024-11-19 18:08:392024-11-19 18:10:43Unlock Growth: A Tailored Loan Solution for Real Estate Pros To Boost Business With Senior Homebuyers
https://thereverseplanner.com/wp-content/uploads/sites/3/2024/08/FWY-Best-Reverse-Lender-Header-Image.jpg4301500Michaelhttps://thereverseplanner.com/wp-content/uploads/sites/3/2025/09/Reverse-Planner-Placeholder.pngMichael2024-08-19 17:05:292024-11-20 15:21:46Fairway Mortgage Named to CNBC and Money.com Best Reverse Mortgage Lenders Lists
Despite the many benefits of reverse mortgages, misconceptions stemming from outdated views often deter older homeowners from considering this product. Read on to get the facts and see if a reverse could be a solution for you or those you know!
https://thereverseplanner.com/wp-content/uploads/sites/3/2024/08/Debunking-Reverse-Mortgage-Myths.jpg4301500Michaelhttps://thereverseplanner.com/wp-content/uploads/sites/3/2025/09/Reverse-Planner-Placeholder.pngMichael2024-08-19 16:28:352024-08-20 18:37:45Debunking the Top 15 Reverse Mortgage Loan Myths
If you’re 62 or older and feel your dream home is out of reach, consider a Home Equity Conversion Mortgage for Purchase (H4P) loan. Read on to see the pros, cons and other options.
https://thereverseplanner.com/wp-content/uploads/sites/3/2024/07/Secret-to-Buying-Your-Dream-Home.jpg4301500Michaelhttps://thereverseplanner.com/wp-content/uploads/sites/3/2025/09/Reverse-Planner-Placeholder.pngMichael2024-07-31 19:58:302024-08-01 14:02:5762+ Homebuyers: The Powerful Secret for Funding Your Dream Home
Although reverse mortgage insurance premiums (MIPs) increase loan costs, they also offer value, enhancing borrower flexibility and potential benefits to heirs. Read on to learn more!
This article delves into a recent MBA Newslink article by John McMullen, Senior Policy Specialist at the Mortgage Bankers Association, on the transformative power of the H4P (Home Equity Conversion Mortgage for Purchase) loan for homebuyers 62 and older.
https://thereverseplanner.com/wp-content/uploads/sites/3/2024/06/Vanity-Site-Header-Image-High-Quality-49.jpg4301500Michaelhttps://thereverseplanner.com/wp-content/uploads/sites/3/2025/09/Reverse-Planner-Placeholder.pngMichael2024-06-26 15:28:202024-06-26 16:25:07Mastering the Market Shift: How Home Equity Conversion Mortgage for Purchase (H4P) Loans Turn Challenges Into Opportunities for Loan Officers and Realtors
A common misconception about home equity conversion mortgage loans (HECMs), commonly called reverse mortgage loans, is that they are a “loan of last resort.” In this short video, Jim Thompson quickly clarifies why that really isn’t the case.
https://thereverseplanner.com/wp-content/uploads/sites/3/2024/06/Jim-Blog-Cutdown-Hero-Image.jpg4301500Michaelhttps://thereverseplanner.com/wp-content/uploads/sites/3/2025/09/Reverse-Planner-Placeholder.pngMichael2024-06-20 20:13:052024-06-20 20:13:05Reverse Mortgage Loans Are Not a Loan of Last Resort
Mary wanted to buy a new home and had the financial ability to do so, but wanted to have plenty of money left over for a rainy day. So she used a Home Equity Conversion Mortgage (HECM) for Purchase loan (H4P) through Fairway and couldn’t be happier with the results.
https://thereverseplanner.com/wp-content/uploads/sites/3/2024/05/Vanity-Site-Header-Image-High-Quality-48.jpg4301500Michaelhttps://thereverseplanner.com/wp-content/uploads/sites/3/2025/09/Reverse-Planner-Placeholder.pngMichael2024-05-13 20:19:002024-05-13 20:44:58Customer Testimonial: Homeowner Chooses a Reverse Mortgage Loan Over a Traditional Mortgage
What if, while going through the HECM application process, you discover that your home requires repairs? Let’s delve into the process so you can be prepared.
https://thereverseplanner.com/wp-content/uploads/sites/3/2024/05/Vanity-Site-Header-Image-High-Quality-44.jpg4301500Michaelhttps://thereverseplanner.com/wp-content/uploads/sites/3/2025/09/Reverse-Planner-Placeholder.pngMichael2024-05-10 13:51:152024-05-14 16:35:52Reverse Mortgage Loans and Home Repairs: Key Insights
Jim Thompson, a financial advisor, praised the benefits of a Home Equity Conversion Mortgage, which he decided to use after recognizing it as a tool to maintain home ownership and financial liquidity, contrary to common fears of losing one’s home.
https://thereverseplanner.com/wp-content/uploads/sites/3/2024/05/Vanity-Site-Header-Image-High-Quality-43.jpg4301500Michaelhttps://thereverseplanner.com/wp-content/uploads/sites/3/2025/09/Reverse-Planner-Placeholder.pngMichael2024-05-01 19:57:152024-05-01 19:57:15Navigating Home Equity and Financial Planning: Financial Advisor on His Own Reverse Mortgage Loan with Michael Inkman
By using a HECM to purchase his house, Randy not only avoids monthly mortgage payments, he lives in home he really loves while creating a legacy for his son.
https://thereverseplanner.com/wp-content/uploads/sites/3/2024/04/Vanity-Site-Header-Image-High-Quality-40.jpg4301500Michaelhttps://thereverseplanner.com/wp-content/uploads/sites/3/2025/09/Reverse-Planner-Placeholder.pngMichael2024-04-25 18:04:202024-04-25 19:57:55Customer Testimonial: Living in a House You Love While Creating a Legacy
Discover firsthand accounts of real Fairway customers who have utilized reverse mortgage loans to navigate various financial scenarios in retirement. Watch these quick videos to gain insights into how reverse mortgages can address challenges and unlock opportunities in retirement planning.
If you’re looking to empower your retirement with a reverse mortgage loan, the process may seem a little confusing at first glance. Knowing what’s coming, being prepared and having an excellent lending team behind you helps ensure a smooth borrowing journey with less stress.
https://thereverseplanner.com/wp-content/uploads/sites/3/2024/12/Mortgage-Builder-by-Fairway-Header-Image.jpg4301500Michaelhttps://thereverseplanner.com/wp-content/uploads/sites/3/2025/09/Reverse-Planner-Placeholder.pngMichael2024-03-28 18:27:252024-03-28 18:27:25Introducing Mortgage Builder: Your Smart Path to the Perfect Mortgage
If you’re looking to empower your retirement with a reverse mortgage loan, the process may seem a little confusing at first glance. Knowing what’s coming, being prepared and having an excellent lending team behind you helps ensure a smooth borrowing journey with less stress.
The Home Equity Conversion Mortgage (HECM) for Purchase (H4P) loan is specifically designed for homebuyers 62 and older, offering a distinct set of advantages bridging the gap between cash purchases and traditional mortgages.
https://thereverseplanner.com/wp-content/uploads/sites/3/2024/03/R2400233_New-Blog-Article-Top-10-Reasons-for-Older-Adults-to-Use-a-H4P_Hero-Image_V1_1872-x-615-2048x673-1-1.jpg6732048Michaelhttps://thereverseplanner.com/wp-content/uploads/sites/3/2025/09/Reverse-Planner-Placeholder.pngMichael2024-03-12 18:50:382024-03-12 18:50:38Top 10 Reasons for Older Adults To Use a HECM for Purchase (H4P) Loan To Buy Their Next Home
In this article, we’ll delve into the concept of reverse mortgages and examine common ways older-adult homeowners are leveraging this powerful financial solution.
https://thereverseplanner.com/wp-content/uploads/sites/3/2024/03/R2400216_New-Article_Unlocking-Potential_Hero-Image_V1_1872-x-615-1536x505-1-1.jpg5051536Michaelhttps://thereverseplanner.com/wp-content/uploads/sites/3/2025/09/Reverse-Planner-Placeholder.pngMichael2024-03-12 18:42:292024-03-12 18:42:29Unlocking Potential: Exploring the Top 10 Uses for Reverse Mortgage Loans
The Ultimate Guide to Reverse Mortgages
Financial Advisors, Homeowners, Real Estate ProfessionalsOver time, you’ve built equity—through consistent payments and rising home values. For many homeowners age 62 and over, that equity represents their single largest source of wealth. That raises an important question in retirement: should you use your home equity—and if so, how?
Enhanced Limit for the Home Equity Conversion Mortgage (HECM) Loan in 2026!
Attorneys, Builders, Financial Advisors, Homeowners, Real Estate ProfessionalsLet’s start off 2026 with some good news. The Federal Housing Administration (FHA) increased the maximum claim amount on the Home Equity Conversion Mortgage (HECM). Read on to find out what that could mean for you or your clients.
HECM Reverse Mortgages vs. Home Equity Investments (HEIs)
Financial Advisors, HomeownersWith home values at or near record highs, many homeowners—especially retirees—are exploring ways to convert equity into cash. While the Home Equity Conversion Mortgage (HECM) has been a trusted solution…
Caregiving in Crisis: Why Housing Wealth May Be the Key to Funding Long-Term Care in Retirement
Financial Advisors, Homeowners63 million Americans are now providing care—and many are paying the price with their own health and finances. A powerful new report from AARP and the National Alliance for Caregiving…
Video—Unlocking Care with Confidence: How HECM Reverse Mortgages Support Aging in Place
Financial Advisors, HomeownersIf you’re concerned with the costs of long-term care (LTC), make sure to watch this quick video for a solution!
Looking Beyond HELOCs: The Case for HomeSafe Second
Financial Advisors, Homeowners, Real Estate ProfessionalsHome equity is one of the best parts of homeownership, but accessing one’s home equity can be a challenge. In this article, we explore some of the most popular traditional options alongside a new choice called HomeSafe Second so you can make an informed decision for yourself.
Using Home Equity to Offset Sequence of Returns Risk in Volatile Markets (Video)
Financial Advisors, Homeowners, Real Estate ProfessionalsIf you’re 62+ and would like greater financial security and flexibility, learn a little bit about the Home Equity Conversion Mortgage, or HECM, by watching this quick video!
HECM Reverse Mortgages Explained: What Is It and How Does It work? (Video)
Financial Advisors, Homeowners, Real Estate ProfessionalsIf you’re 62+ and would like greater financial security and flexibility, learn a little bit about the Home Equity Conversion Mortgage, or HECM, by watching this quick video!
HomeSafe Second Loans Explained: A Second Lien Reverse Mortgage That Puts You First (Video)
Financial Advisors, Homeowners, Real Estate ProfessionalsMany older homeowners turn to reverse mortgages or HELOCs to tap into their home equity. While those options are great for many people, they both have components that aren’t ideal for others. That’s where HomeSafe Second comes in. Watch this explainer video or read the transcript to learn more!
Debunking Dave Ramsey’s Take on Reverse Mortgages: The Truth About HECMs
Financial Advisors, Homeowners, Real Estate ProfessionalsDiscover the expected updated HECM loan limits for 2025. This featured image captures the essence of the new financial thresholds set for Home Equity Conversion Mortgages, reflecting significant changes beneficial for homeowners. Dive into our detailed analysis to understand how these revised limits could impact your mortgage planning.
H4P Loans Explained: A Smart Way to Buy a Home at 62+ (Video)
Homeowners, Real Estate ProfessionalsMany retirees think that their homebuying options are highly limited if they’re on a fixed income. But there’s an option specifically for 62 and over homebuyers called the Home Equity Conversion Mortgage for Purchase (H4P) loan. If that sounds interesting to you, watch this quick video.
How Home Equity Can Provide Security in an Uncertain Economy
Financial Advisors, Homeowners, Real Estate ProfessionalsAs we navigate through economic uncertainties, a HECM represents a powerful financial solution when it’s needed most. Read on to see why!
Unlock Growth: A Tailored Loan Solution for Real Estate Pros To Boost Business With Senior Homebuyers
Real Estate ProfessionalsBaby boomers make up 39% of all home purchases, making this demographic essential for real estate professionals to grow their businesses. Learn about a loan designed exclusively for 62+ homebuyers that can set you apart.Â
9 Consumer Safeguards: Why Today’s Reverse Mortgage Loans Are a Secure Choice
Attorneys, Builders, Financial Advisors, Homeowners, Real Estate ProfessionalsExplore the concerns surrounding reverse mortgage loans and the consumer safeguards that make it a secure choice for borrowers.
Fairway Mortgage Named to CNBC and Money.com Best Reverse Mortgage Lenders Lists
Attorneys, Builders, Financial Advisors, Homeowners, Real Estate ProfessionalsFairway has been named on CNBC’s Best Reverse Mortgage Lenders list, as well as Money.com’s 2024 Best Reverse Mortgage Companies!
Debunking the Top 15 Reverse Mortgage Loan Myths
Financial Advisors, Homeowners, Real Estate ProfessionalsDespite the many benefits of reverse mortgages, misconceptions stemming from outdated views often deter older homeowners from considering this product. Read on to get the facts and see if a reverse could be a solution for you or those you know!
62+ Homebuyers: The Powerful Secret for Funding Your Dream Home
Homeowners, Real Estate ProfessionalsIf you’re 62 or older and feel your dream home is out of reach, consider a Home Equity Conversion Mortgage for Purchase (H4P) loan. Read on to see the pros, cons and other options.
Unveiling the Value: How Mortgage Insurance Enhances Reverse Mortgage Loans
HomeownersAlthough reverse mortgage insurance premiums (MIPs) increase loan costs, they also offer value, enhancing borrower flexibility and potential benefits to heirs. Read on to learn more!
Mastering the Market Shift: How Home Equity Conversion Mortgage for Purchase (H4P) Loans Turn Challenges Into Opportunities for Loan Officers and Realtors
Financial Advisors, Real Estate ProfessionalsThis article delves into a recent MBA Newslink article by John McMullen, Senior Policy Specialist at the Mortgage Bankers Association, on the transformative power of the H4P (Home Equity Conversion Mortgage for Purchase) loan for homebuyers 62 and older.
Reverse Mortgage Loans Are Not a Loan of Last Resort
Financial Advisors, HomeownersA common misconception about home equity conversion mortgage loans (HECMs), commonly called reverse mortgage loans, is that they are a “loan of last resort.” In this short video, Jim Thompson quickly clarifies why that really isn’t the case.
Customer Testimonial: Homeowner Chooses a Reverse Mortgage Loan Over a Traditional Mortgage
Homeowners, Real Estate ProfessionalsMary wanted to buy a new home and had the financial ability to do so, but wanted to have plenty of money left over for a rainy day. So she used a Home Equity Conversion Mortgage (HECM) for Purchase loan (H4P) through Fairway and couldn’t be happier with the results.
Reverse Mortgage Loans and Home Repairs: Key Insights
HomeownersWhat if, while going through the HECM application process, you discover that your home requires repairs? Let’s delve into the process so you can be prepared.
Navigating Home Equity and Financial Planning: Financial Advisor on His Own Reverse Mortgage Loan with Michael Inkman
Financial Advisors, HomeownersJim Thompson, a financial advisor, praised the benefits of a Home Equity Conversion Mortgage, which he decided to use after recognizing it as a tool to maintain home ownership and financial liquidity, contrary to common fears of losing one’s home.
Customer Testimonial: Living in a House You Love While Creating a Legacy
Financial Advisors, Homeowners, Real Estate ProfessionalsBy using a HECM to purchase his house, Randy not only avoids monthly mortgage payments, he lives in home he really loves while creating a legacy for his son.
10 Customer Stories: Real Reverse Mortgage Loan Experiences
Financial Advisors, Homeowners, Real Estate ProfessionalsDiscover firsthand accounts of real Fairway customers who have utilized reverse mortgage loans to navigate various financial scenarios in retirement. Watch these quick videos to gain insights into how reverse mortgages can address challenges and unlock opportunities in retirement planning.
The Payout Options for Reverse Mortgage Loans Explained
Financial Advisors, Homeowners, Real Estate ProfessionalsIf you’re looking to empower your retirement with a reverse mortgage loan, the process may seem a little confusing at first glance. Knowing what’s coming, being prepared and having an excellent lending team behind you helps ensure a smooth borrowing journey with less stress.
Introducing Mortgage Builder: Your Smart Path to the Perfect Mortgage
HomeownersThe Reverse Mortgage Loan Process: From Education Through Closing
Financial Advisors, Homeowners, Real Estate ProfessionalsIf you’re looking to empower your retirement with a reverse mortgage loan, the process may seem a little confusing at first glance. Knowing what’s coming, being prepared and having an excellent lending team behind you helps ensure a smooth borrowing journey with less stress.
Top 10 Reasons for Older Adults To Use a HECM for Purchase (H4P) Loan To Buy Their Next Home
Financial Advisors, Homeowners, Real Estate ProfessionalsThe Home Equity Conversion Mortgage (HECM) for Purchase (H4P) loan is specifically designed for homebuyers 62 and older, offering a distinct set of advantages bridging the gap between cash purchases and traditional mortgages.
Unlocking Potential: Exploring the Top 10 Uses for Reverse Mortgage Loans
Financial Advisors, Homeowners, Real Estate ProfessionalsIn this article, we’ll delve into the concept of reverse mortgages and examine common ways older-adult homeowners are leveraging this powerful financial solution.